Compare and buy the coverage that fits your life.
CoverMarket brings every policy into one place so you can weigh your options with confidence — no jargon, no pressure.
Get early accessStraightforward coverage for a set number of years, at a predictable price.
Pays a tax-free benefit to your beneficiaries if you pass away during the term.
Sample priceAge 30, non-smoker · $500,000 · 20-year term · $28/mo
Illustrative example only — real pricing depends on age, health, and coverage amount.
Get early accessA tax-free cash payout if you are diagnosed with a covered serious illness.
Pays a lump sum on diagnosis of a covered condition such as cancer, heart attack, or stroke — yours to spend however you need.
Sample priceAge 30, non-smoker · $50,000 lump sum · $22/mo
Illustrative example only — real pricing depends on age, health, and coverage amount.
Get early accessEveryday coverage for the health costs your provincial plan leaves out.
Helps cover prescriptions, dental, vision, and paramedical care like physiotherapy and mental health support.
Sample priceSingle adult · Enhanced plan · $55/mo
Illustrative example only — real pricing depends on the plan and who is covered.
Get early accessProtect your home and vehicles, with savings when you bundle them together.
Compare home, condo, tenant, and auto policies from multiple insurers in one place.
Sample priceAuto only · Sedan, clean record · $120/mo
Illustrative example only — real pricing depends on your property, vehicle, and driving history.
Get early accessAnswer a few questions and see real prices in minutes — no phone call needed.
Choose the coverage that fits and apply securely, entirely online.
Your approval holds for 90 days, so you can start your coverage when the timing is right.
| What matters | CoverMarket | Other companies |
|---|---|---|
| Coverage types | Life, critical illness, health & dental, home & auto | Often a single product line |
| Pricing | Transparent sample prices up front | A quote required before any price |
| Service | Full English and French | English-first, limited French |
| Time to a quote | Minutes, online | Days, by phone or in person |
| Coverage | CoverMarket Health & Dental | Provincial health plan |
|---|---|---|
| Prescription drugs | Covered up to your plan limits | Limited or age-restricted |
| Dental care | Routine and major work covered | Rarely covered |
| Vision and eyewear | Exams and frames covered | Rarely covered |
| Physio, massage, and mental health | Covered up to your plan limits | Not covered |
Term life insurance provides coverage for a set number of years and pays a benefit if you pass away during that term.
A common starting point is enough to replace your income and cover major debts, but the right amount depends on your family and goals. CoverMarket helps you compare options so you can decide.
Many applications are approved with just a few health questions. A short medical may be requested for higher coverage amounts or certain health histories.
Critical illness insurance pays a tax-free lump sum if you are diagnosed with a covered condition such as cancer, heart attack, or stroke. You can use the money for anything — treatment, bills, or time off work.
Comprehensive plans cover up to 44 conditions, including cancer, heart attack, stroke, multiple sclerosis, and major organ transplant. The exact list and definitions are set out in your policy.
Life insurance pays your beneficiaries after you die; critical illness pays you a lump sum while you are living, after a covered diagnosis. Many people hold both.
Plans typically help with prescriptions, dental care, vision, and paramedical services like physiotherapy and mental health support — the everyday costs your provincial plan does not fully cover.
It is most useful for people without workplace benefits — the self-employed, contractors, retirees, and families topping up a partial plan — who pay for prescriptions, dental, or vision care out of pocket.
You pay the provider and submit a claim online, or the provider bills us directly where that is supported. Each category has a yearly limit you can check before you book care.
Yes. Many insurers offer a discount when you cover your home and vehicles together. CoverMarket lets you compare bundled quotes from several insurers at once.
Insurers commonly offer a multi-policy discount when your home and auto are with them together. The exact savings depend on the insurer, your property, and your driving history.
Home policies cover the building, your belongings, and personal liability, with condo and tenant options. Auto policies cover mandatory liability plus optional collision and comprehensive protection.
Most people see sample prices in just a few minutes. Answer a few questions online and compare real options right away — no phone call required to get started.
No. Comparing coverage and seeing sample prices on CoverMarket is free. You only pay a premium once you choose a policy and apply.
No. You can see sample prices without giving an email address, a phone number, or a credit card. You only share contact details if you choose to apply.
The prices you see are personalized estimates based on the details you enter. Your final premium is confirmed when you apply and the insurer reviews your application, but the estimate is designed to be close to what you would pay.