Health & Dental
Health & dental insurance
Everyday coverage for the health costs your provincial plan leaves out.
Health & dental insurance helps pay for the routine care your provincial plan does not — prescriptions, dental work, eye exams and glasses, and paramedical services like physiotherapy and mental health support.
Get early accessHow health & dental works
You choose a plan level and pay a monthly premium. When you have an eligible expense, you pay the provider and submit a claim, or the provider bills us directly where that is supported.
Each category has a yearly limit, so you know in advance what is covered and how much you can claim.
What it covers
Typical plans cover prescription drugs, dental cleanings and major dental work, vision exams and eyewear, and paramedical care such as physiotherapy, massage, and mental health services.
Higher plan levels add more generous limits and extra categories, so you can match coverage to how your household actually uses care.
Who it is for
Health & dental is a fit for anyone without workplace benefits — the self-employed, contractors, retirees, and families topping up a partial plan.
Most plans accept you without a medical exam, though some benefits may have a short waiting period.
Sample pricing
| Household | Plan | Sample monthly premium |
|---|---|---|
| Single adult | Enhanced plan | $55/mo |
| Couple | Enhanced plan | $95/mo |
| Family of four | Enhanced plan | $135/mo |
Illustrative example only — real pricing depends on the plan and who is covered.
How it compares
| Coverage | CoverMarket Health & Dental | Provincial health plan |
|---|---|---|
| Prescription drugs | Covered up to your plan limits | Limited or age-restricted |
| Dental care | Routine and major work covered | Rarely covered |
| Vision and eyewear | Exams and frames covered | Rarely covered |
| Physio, massage, and mental health | Covered up to your plan limits | Not covered |
Frequently asked questions
Health & Dental
What does a health and dental plan cover?
Plans typically help with prescriptions, dental care, vision, and paramedical services like physiotherapy and mental health support — the everyday costs your provincial plan does not fully cover.
Who needs health & dental insurance?
It is most useful for people without workplace benefits — the self-employed, contractors, retirees, and families topping up a partial plan — who pay for prescriptions, dental, or vision care out of pocket.
How do I claim health & dental expenses?
You pay the provider and submit a claim online, or the provider bills us directly where that is supported. Each category has a yearly limit you can check before you book care.
Ready to see your price?
Be first in line when we launch — leave your email and we’ll let you know the moment quotes go live.
Get early access